What is a hit and run accident in Pennsylvania? If you have been unfortunate enough to have been involved in an accident like this, what can you do? Can you get compensated for your injuries and damages?
The answer is yes, if you have purchased uninsured motorist coverage.
To prove an uninsured motorist claim in a hit and run case, you have to prove that the driver that hit you was negligent, and that you sustained actual injuries. There is no requirement that there be actual physical contact between your car and the at fault driver’s car. You must however report your accident to the police with 30 days of the accident or sooner, and you must be able to prove that you made reasonable efforts to obtain the hit and run driver’s information, like his or her name, phone number, address, or tag number, if you can. Of course in some cases that is simply not possible. But, there may be witnesses at or near the scene that can help you or your personal injury attorney track down the at fault driver.
In this type of case, your own insurance company steps into the shoes of the hit and run driver. You make a claim to your own carrier, and they will hire a lawyer to defend the claim made against them.
Uninsured motorist coverage is not mandatory in Pennsylvania. It is an optional coverage. So, unfortunately, some people have no insurance uninsured motorist coverage whatsoever for hit and run accidents.
For more information on how to make sure you have the right coverage on your car, truck or motorcycle policy, take advantage of our offer to have Stuart Carpey review your policy at no cost to you.